Cat Health Insurance

"Cat health insurance is an important way to be prepared for high veterinary bills and to be prepared for upfront payments demanded by many veterinarians."

1. Does your veterinarian except the policy from the company you are considering.
2. Can you choose your own veterinarian.
3. What is the monthly cost?
4. What are the deductibles?
5. Is well care covered - eg; vaccinations and checkups.

Cat Health Insurance Cost

Costs are calculated based on where you live (vet bills are higher in some metropolitan areas), your cat's age and breed.

You pay a monthly fee, and you may have a deductible before your insurance policy kicks in. Most cat pet insurance policies typically pay a percentage of the total vet bills, usually 80%. You are responsible for the remaining 20%.

How to Compare Policies

1. Monthly premium
2. Deductibles (the portion you pay if your cat gets sick)
3. Basic Coverage for Illness
4. Maximum Payment (if any)
5. Monthly Maintenance Fees (if any)
4. Well care coverage (checkups, vaccinations, spaying, neutering, dental)
5. Ability to choose any veterinarian

Many plans offer discounts for multiple pets.

Most cat pet health insurance policies exclude dental care, with the exception of dental care resulting from an accident or emergency. This is similar to medical insurance plans people typically have.

Pre-existing conditions are usually not covered. Certain things such as pregnancy/breeding and burial/cremation may or may not be covered. It’s important to read the policy carefully before purchasing to make sure you understand what is and is not covered.

Before You Buy Cat Health Insurance

PetCare Pet Insurance - this policy is offered through Petco, a leading retailer and PetCare Insurance. They have a promotional offer where the first premium is $1.

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